Do I Have To Pay Insurance Excess If Accident Not My Fault. When you’ve been involved in a car accident that was not your fault, you may be perturbed to discover you still have to pay your excess. If your car is insured and involved in an incident, and the driver of your car didn't contribute to the incident (this means that the other driver was entirely at fault), and you can give us the name and address of the at fault driver and the registration number of.

Rising car insurance excess warning to motorists
Rising car insurance excess warning to motorists from www.motoringresearch.com

Most insurers will waive the excess if they agree you are not at fault for an accident, but this is subject to several criteria. That means you have to pay the total excess of £350 first, and the insurance company pays the remaining £650. In this guide, we will explain some of the situations where you may have to pay an excess for a not at fault insurance claim and what you can do to try and avoid having to pay an excess.

An Insurance Excess Is Your Contribution To A Claim.

“it wasn't my fault so i won't have to pay my excess, but if it is my fault, i do.” your excess is something you never really think about until the day comes and you need to pay it. You tell us, or we obtain, the at fault driver's full name, address, and vehicle registration number. For confirmation of the amount or to discuss any queries, please contact rsa motability.

Also, Most Insurers Stipulate That You Must Supply.

It’ll be refunded if you’re found to not be at fault; Sometimes insurers will insert terms into the product disclosure statement (pds) where they do not require you to pay your excess or refund the excess in some limited circumstances. A no fault accident is one that meets the following criteria:

Someone’s Claiming Against My Insurance But The Accident Wasn’t My Fault.

Whilst i'm also disputing the settlement cost, i wondered if i can claim back this £100 as the accident was not my fault. In some cases, you may have to pay your insurance excess even if you believe you are not at fault for the car accident. The excess payable for insurance claims is quoted in your lease terms and conditions and your policy schedule.

You Tell Us, Or We Obtain, Their Full Name, Address, And Vehicle Registration.

Paying excess for a car accident that isn’t your fault. There are a few different types of car insurance excess.whether you have to pay any or all of them when you make a claim depends on the type of incident, who was driving, and whether they were at fault. Not at fault car insurance if you were involved in an accident where you weren't at fault, you shouldn’t have to pay for the damage, though there are a couple of exceptions.

When You’ve Been Involved In A Car Accident That Was Not Your Fault, You May Be Perturbed To Discover You Still Have To Pay Your Excess.

My work have said that in future if someone crashes a works van (whilst out on a job for the company), that they will have the insurance excess deducted from their pay. An excess is an agreed amount of money that you the client is liable to pay in the event of a car insurance claim being settled. Regardless of whether you decide to claim through your insurance company or not, you’ll need to inform them that you’ve been in an accident.

Leave a Reply

Your email address will not be published.